Where can I use Travelers Cheques? They can be used like cash at accepting merchants, or exchanged for local currency at banks, currency exchange bureaus, hotels and some American Express Travel Services locations. For more information on using your Cheques, including exchange locations, visit Where to Use Your Cheques. Where do I sign Travelers Cheques? When first purchased, Travelers Cheques must be signed in the upper left-hand corner in order to be reimbursable if lost or stolen.
When the Cheques are cashed, make sure the acceptor watches while you countersign the Cheque in the lower left-hand corner. What happens if I sign the Cheque in the wrong place, or my signatures don't match? Acceptance of Travelers Cheques is based on the acceptor watching the customer sign the Cheque in the lower left corner, and then comparing that signature with the original signature in the upper left corner. The acceptor must observe the customer signing the Cheque.
If the signatures are a reasonable match, the Cheque should be accepted. When do I fill out the date on my Travelers Cheque? The date, in the upper right-hand corner, should be filled out upon use, just like a personal cheque.
It is also acceptable without filling out the date. Is there a fee to cash Travelers Cheques? Normally there is no fee when you use Travelers Cheques to pay for goods and services at shops, restaurants, and hotels.
Some establishments, primarily outside of the U. If I don't use the full face value of the Travelers Cheque in a merchant, will I get change back? To redeem, sign your Travelers Cheque on the lower signature line in front of the person accepting your Cheques. American Express Travelers Cheques are safe and secure. If they are ever lost or stolen, the funds may be refunded.
Call an American Express Travelers Cheque Customer Service Centre on or find the contact number for your current location as soon as possible to report the loss and open a claim.
Service Centres handle claims 24 hours a day, 7 days a week. Travelers Cheques are safe and secure because if they are ever lost or stolen, they may be refunded.
Travelers Cheques should be signed on the upper signature line as soon as possible after purchase. There are thousands of foreign exchange partners in countries around the world where you can exchange your American Express Travelers Cheques for local currency. Click here to find places to redeem your Travelers Cheques. It may also be possible to redeem your Travelers Cheques directly for goods and services. Check first though with the merchant.
If you are unable to find or visit a nearby location to redeem your Travelers Cheques please call Customer Service on or find the contact number for your current location or alternatively Email us. Redemption of your Travelers Cheques directly with American Express may take longer than 30 days, depending on the circumstances of the request.
There may be restrictions on the currency and method of redemption and the value of Travelers Cheques that can be directly redeemed. Simply present the Cheque at the exchange or merchant location. Make sure the acceptor watches while you countersign the Cheque on the lower signature line.
Photo identification may be required. We strongly recommended you retain and carry your original purchase receipt with you when you travel.
Commission charges may apply and can vary by country or exchange partner. Exchange limits may apply due to local regulations and exchange policies. What happens if I sign my Travelers Cheques in the wrong place, or if my signatures don't match? Acceptance of Travelers Cheques is based on the acceptor watching the customer sign the Cheque on the lower signature line, and then comparing that signature with the original signature on the upper signature line.
The acceptor must observe the customer signing the Cheque. If the signatures are a reasonable match, the Cheque should be accepted. Photo identification may be required at the discretion of the Acceptor.
Before you travel we recommend that you click here to find the most convenient Travelers Cheque exchange locations, along with any information about fees that they have shared with us.
What should be done with a deceased person's unused Travelers Cheques? A refund can be arranged for the unused Travelers Cheque to the next of kin or beneficiary. Loan calculator. Understanding loans Using credit Managing debt Borrower responsibilities Personal lending document checklist See all topics. Helpful links Loan rates Apply for a loan Loan and line of credit insurance. Understanding investments Investment planning The financial planning process Working with a financial planner See all topics.
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