Step by step we can help you cut your spending, develop core saving muscles, and create better habits for the future. For example, find out if you can opt for paperless billings or move to a cheaper tariff. These simple steps might lead to big savings. But if you use more units, your bill will be higher. If you're on a standard variable tariff, you can also use comparison sites to see if you can get a cheaper deal elsewhere.
Switching energy providers might seem like a hassle but it's simple to change supplier and could save you money. If you want to make some changes to your home to cut your power bills, you can go green and reduce the amount of energy you use.
You might be able to get help towards the costs. There are several cheap SIM only contracts with mobile data, which could be better value than a broadband package and they usually offer faster connections. You can get half-price rail tickets and discounts on selected bus services for six months year olds or nine months over 25s.
UK website. You might be able to use the Flexible Support Fund to help with the cost of travelling to interviews and training or with extra costs you might have in the first months of starting a new job. Many charities, professional, faith and other local organisations offer grants. Also, some bank accounts offer add-on packages of insurance. Your workplace may offer support if you have an accident or long-term illness. Check your staff handbook to find out. Are you getting certain income-related benefits and need help to pay for essentials like clothing, furniture or a rent deposit?
This is known as local welfare assistance. If you apply, a decision as to whether to provide help and how much will be based on your individual situation. Find your local council on the GOV. Refugees might be entitled to an integration loan to pay for housing, household items, education and work training. Asylum seekers might be able to claim asylum support for housing, education and access to the National Health Service NHS.
The Refugee Council offers free advice and information for refugees and asylum seekers in the UK. Experiencing physical or mental health problems might also mean you struggle to manage your money.
If your problem is complex, Advicelocal can help you find free and impartial advice in your area on:. You can find free impartial and confidential debt advice online, over the phone or near to where you live with our Debt advice locator. MoneyHelper is the new, easy way to get clear, free, impartial help for all your money and pension choices. Whatever your circumstances or plans, move forward with MoneyHelper.
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Our help is impartial and free to use. Get in touch online or over the phone on Benefits if you have children Entitlements to help with the cost of pregnancy or bringing up children.
Benefits if you're sick, disabled or a carer Understand what support is available for coping with ill health. Benefits in later life You may be entitled for help with other costs on top of your State Pension.
Problems with benefits What to do if something goes wrong with your benefits. Benefits All Benefits guidance. Tool Money Navigator. Money Manager. Banking How to choose, use and manage bank accounts. Budgeting How to budget, find the best deals and switch to save money. Buying and running a car How to buy and finance a car, deal with problems with car finance, and cut running costs. Credit and purchases Credit basics, applying for credit, credit ratings and problems with credit.
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To qualify for a particular benefit you must meet the conditions that the government specifies. For example, to claim Child Benefit you must be responsible for bringing up a child.
To apply for a benefit you'll normally have to fill in an application form and provide supporting information. Direct payment is the normal way benefits are paid.
It is a safe, convenient and efficient method of payment that gives customers access to a wide range of financial services. If you're of working age, Jobs and Benefits offices can offer advice on the various benefits you can claim. If you're a pensioner or planning for retirement, contact The Northern Ireland Pension Centre for information on pensions and related benefits:. We will not reply to your feedback. Don't include any personal or financial information, for example National Insurance, credit card numbers, or phone numbers.
The nidirect privacy notice applies to any information you send on this feedback form. Comments or queries about angling can be emailed to anglingcorrespondence daera-ni. Universal Credit has been Employment and Support Allowance ESA is a benefit for people who can't work because of an illness or disability Income Support is a benefit to help people on a low income.
It's no longer possible to make a new claim for it — but If you think a decision made about your benefits is wrong, you can ask the office that made the decision to explain Back to top. Postcode Please enter a valid postcode Submit. Benefits and Entitlements Attendance Allowance Benefit rates Benefits and accessing cash - coronavirus advice Benefits Calculator — what are you entitled to? Benefits Calculator — what are you entitled to?
Put more money in your pocket Find out how much extra you could be entitled to. If you have forgotten your password, please enter your email address and we'll send you instructions:. To find out more about entitledto's services for see our product page or contact us. To register please enter the name of your organisation, its website address and your work email address.
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If you provide advice please click on 'I am helping someone else'. By registering this way you gain access to our full functionality, including extra features for advisers. To register please select your employment support organisation from the list below and enter your work email address. If your organisation is not shown please select other.
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